How much you can borrow depends on:
You should find out how much you can borrow before making an offer on a property by speaking to a mortgage advisor, especially as in April 2014, the Financial Conduct Authority (FCA) launched a tighter new system affecting the process of gaining a mortgage, called the Mortgage Market Review. Followed in March 2016 by the Mortgage Credit Directive.
We do not charge for our advice. Instead, we simply charge a fee for processing your application. Our typical fee is £450, however the actual fee will depend on your circumstances.
We source from the whole of the market, with the exception of bridging loans, second and sbusequent changes.
Andrews Estate Agents Ltd trading as Andrews Mortgage Services undertakes credit broking and is not a lender.